Adzookie Will Pay Your Mortgage for Ads on Your House
Posted on April 7th, 2011
Hey check this out, it is a way to get your mortgage paid for an entire year. By Mark Hachman
Adzookie, a free advertising network for mobile devices, said Tuesday that the company will pay your mortgage if it can paint your house with an ad for the service.
The site is taking applications at its PaintMyHouse site.
Like Adzookie itself, the promotion is an ad, explained Mark Oskorus, the company’s vice president of marketing. The budget for the promotion is just $100,000, some of which will be used up in painting the houses with advertising and then repainting them their original colors when the customer opts out or the promotion ends.
Depending on what happens and how much business it brings back to the site, the promotion may be extended, Oskorus explained.
Adzookie is just one of a growing number of mobile ad networks. On
Tags: Mortgage, Mortgage Ads
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Home Improvement Company Declares Chapter 7 Personal Bankruptcy
Posted on April 7th, 2011
Harvey Goodman, founder of the distressed Windowizards home-improvement company, has declared Chapter 7 personal bankruptcy in Florida. The bankruptcy petition that was recently filed in the Southern District of Florida lists $1.1 million in assets with $5.8 million in liabilities, including about $4.8 million in unsecured claims. Goodman/Windowizard’s largest unsecured creditors include American Express, owed approximately $375,000 and CBS Radio Philadelphia, which s owed over $159,000. An additional 200 people are owned approximately $500,000.Consumer-protection officials in Bucks County, Pennsylvania have been consulting regularly with Goodman as to the cause of the demise of the Levittown, Pennsylvania, business, which has not completed outstanding orders since the end of 2010. According to an article on www.philly.com (Philadelphia Inquirer) by Maria Panaritis, a criminal investigation is also in progress under the auspices of the Bucks County Consumer Protection Agency to discuss possible ramifications of Goodman’s bankruptcy.For information on the mechanisms of filing Chapter 7 or Chapter 13 personal bankruptcy, please go to www.legalhelpers.com or call 800-260-1402 to arrange your initial free consultation with an experienced and knowledgeable bankruptcy attorney from Legal Helpers. Our tea Read more…
Tags: Bankruptcy, Improvement Company, Personal Bankruptcy
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Countdown to Graduation: Nabbing Rec Letters
Posted on April 6th, 2011
I learned the importance of obtaining a good recommendation letter the hard way. After working for a professor for almost two years, I had helped him with academic research, class administration and lesson updates. When he was asked to teach executives in China, I got on the phone, helping him plan logistics and hotels (in Mandarin). Around graduation time, I felt confident that he would help me with references. Fast forward two years later when I visited his office to say hello: he started by calling me someone else’s name! On top of that, he had confused my background and interests with those of another student researcher.
So what can you learn from my mistake? The best time to get a recommendation letter is now. You might say, “But Jean, I don’t even know what I need the recommendation letter for.” Yes, I completely agree. So, to solve that problem, here’s a gameplan:
- Summarize yourself: Write down what you accomplished in the past and your desired jobs or fellowships in the future. Include an
Tags: Rec, Rec Letters
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Three States Move to Ban Foreclosure Sales From Appraisal Values
Posted on April 3rd, 2011
You have got to check this out. http://www.dsnews.com/articles/three-states-move-to-ban-foreclosure-sales-from-appraisal-values-2011-03-30
If only more states would adopt the same agenda we would have less of a distressed economic recovery and allow for some to refinance at current values, reduce interest rates or to sell in an open market place. We would have less and less people with bad credit and bad debt that is spiraling out of control. More and more people without this help will find themselves further behind in bad debt from their mortgages and further in bad debt with the credit cards the have most likely been using to live on and to try and keep up with the mortgage until they got so far behind they could no longer keep up.
Even facing the prospect of foreclosure, people have been in their homes 2 and 3 years without a single payment. Neither side willing and/or able to compromise on a solution that benefits all. Ri
Tags: Appraisal Values, Values
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Don’t Beat Yourself Up About It!
Posted on April 3rd, 2011
Changing a financial habit is hard — whether you have a history of overspending on luxuries, losing track of account balances, racking up credit card debt or something else. Whatever bad habit you’re trying to change, its great that youve decided to work on it. Just know: there can be slip-ups. And they don’t mean your efforts are lost. Instead of beating yourself up about it, why not get back on track?
This actually just happened to me. My recent move ended up costing more than I thought. Then I put a new TV, couch and rug on my credit card, knowing I didn’t have that money in the bank and would have to pay it off (Doh)! A month later, that $1,400 balance is growing, and I’m kicking myself for getting off track. But, being debt-free is a goal I plan to stick to. So instead of deciding I’d already lost the battle, I sat down and made a new budget for the next few months that will allow me to put $400 per month toward the new debt. I plugged i
With Friends Like That…
Posted on April 3rd, 2011
As the old English proverb states, “With friends like these, who needs enemies?” If your girl (or guy) friends continually encourage you to spend your mortgage or rent money on that great Burberry raincoat or a week-end away in Las Vegas, you may need to find new friends. Their misguided advice, according to Gina Roberts-Grey on www.msnbc.com, “can quickly cause your credit score to careen downhill and your expenses to soar sky-high.”If, on the flip side, your best pal is the conservative voice of reason during these often difficult economic times, hang on for dear life and have him or her over for a nice dinner.Just like having a banana split can undermine a diet plan, this ‘economic cheating’ can wreak havoc with your budget plan. “’…The impact of those cheats is greater than you think and can prevent you from achieving the success you want,’” says Susan Hirshman, president of She LTD, a consulting firm focused on enhancing the financial literacy of women globally, and author of Does This Make My Assets Look Fat?Hirshman continues, “’If shopping is a big part of your friendship, leave your credit cards at home. This way you can only Read more…
Tags: Friends, Friends That…
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How to read your credit reports
Posted on March 25th, 2011
LOAN TYPE ABBREVIATIONS
MN – Open/Monthly Account is an account to be paid in full after each billing.
IN – Installment Account is an account with a fixed number of specified payments.
RV – Revolving Account is an account with regular monthly payments on the balance due.
UN – Unknown Account is an account with an unknown loan type, too new to rate; approved, but unused.
IN-Individual has contractual responsibility for this account.
J- Joint account, creditor/repository is unable to distinguish between Joint Account -
Contractual Responsibility or Joint Account – Authorized user.
JI- Spouse and becomes liable if the other individual defaults. These are
others who may also have contractual responsibility for this account.
JA- Individual is only authorized to use this joint account, another individual is responsible for payment. Another indi