Five Tips For Improving Your Credit Score
Posted on August 30th, 2010
1. Get copies of your credit report -then make sure the information is correct.
Go to the Annual Credit Report web site. This is the only authorized online source for a free credit report. Under federal law, you can get a free report from each of the three national credit reporting companies every 12 months
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You can always also call 877-322-8228 or complete the Annual Credit Report Request Form at the Federal Trade Commission (FTC) web site and mail it to Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.
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Tags: Credit, Credit Score
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6 Textbook Saving Tricks
Posted on August 28th, 2010
When I was a student at the University of CA, Santa Cruz, I’d flock to the campus bookstore with hundreds of other college kids on the first day of classes, throw every required book up on the counter (without glancing at the prices—they were required!) and pull out the plastic. I spent thousands on books during college, and it added to the mighty debt I faced when I graduated.
So save yourself a little grief (and some dollars in interest) by shopping smart for your textbooks. According to the New York Times online, students spend an average of $700 to $1,100 a year on textbooks. Her
Free Credit Report and Score
Posted on August 27th, 2010
A credit report is that the document contains the history record of a credit card person. A credit report typically contains four types of information: identifying information (name, current and previous addresses, social security number, your birth, your current employer and previous if you are married, your spouse’s name ), the credit – the information (with banks, retailers, credit card companies and other lenders)information to the public records (bankruptcies, tax privileges and evaluations of monetary policy), and requests in connection with other donors. T Read more…
Tags: Credit Report, Report
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Bankruptcy Filings Surge To A Five Year High
Posted on August 25th, 2010
Personal bankruptcy filings for the year ended June 30, 2010 surged to a five year high, hitting 1.57 million, a 20% increase from the prior year.
Tags: Five Year, Five Year High, High, Year High
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Consumers took on more mortgage debt in July
Posted on August 24th, 2010
Consumers took on 2bn more mortgage debt than they repaid in July, according to the latest figures from the British Bankers` Association (BBA).
This represented a 4.1% annual increase in net mortgage lending by banks, the report adds.
Gross mortgage lending came to 8.4bn in July, but this was down on the 8.6bn seen both a month earlier and on average over the six months before that.
Mortgage lending for house purchase came to 5bn, while remortgages came to 3bn and `equity withdrawal and other purposes` accounted for 0.5bn.
Meanwhile, the BBA`s figures also showed a slight increase in net consumer credit lending in July. Read more…
Tags: Consumers Took, July, Mortgage Debt
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